.effilo-refund{--refund-red: #d7263d;--refund-red-dark: #a81d2e;--refund-red-10: rgba(215, 38, 61, .1);--refund-dark: #1e1e1e;--refund-grey-25: #3f3f3f;--refund-grey-88: #e0e0e0;--refund-grey-94: #efefef;--refund-grey-98: #f9f9f9;--refund-cream: #faf3e7;--refund-pink: #fbe7ea;--refund-white: #fff;color:var(--refund-dark);font-family:Manrope,sans-serif}.effilo-refund *,.effilo-refund *:before,.effilo-refund *:after{box-sizing:border-box}.effilo-refund__hero{position:relative;overflow:hidden;background-color:var(--refund-dark);color:var(--refund-grey-98)}.effilo-refund__hero-glow{position:absolute;top:-64px;right:-64px;width:288px;height:288px;border-radius:50%;background:#f9f9f90a;filter:blur(32px);pointer-events:none}.effilo-refund__hero-inner{position:relative;z-index:1;max-width:1024px;margin:0 auto;padding:24px 24px 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ease}.effilo-refund__back:hover{color:var(--refund-grey-98)}.effilo-refund__back-icon{width:16px;height:16px;flex-shrink:0}.effilo-refund__hero-content{display:flex;flex-direction:column;gap:20px}.effilo-refund__hero-icon-wrap{display:grid;place-items:center;width:56px;height:56px;border-radius:16px;background:var(--refund-grey-98)}.effilo-refund__hero-icon{width:28px;height:28px}.effilo-refund__eyebrow{margin:0;font-size:12px;font-weight:700;line-height:16px;letter-spacing:2.64px;text-transform:uppercase;color:var(--refund-red)}.effilo-refund__title{margin:0;max-width:768px;font-family:Anton,sans-serif;font-size:clamp(40px,6vw,72px);font-weight:400;line-height:.92;letter-spacing:.72px;text-transform:uppercase;color:var(--refund-grey-98)}.effilo-refund__intro{margin:0;max-width:576px;font-size:18px;font-weight:500;line-height:28px;color:#f9f9f9b3}.effilo-refund__body{max-width:1024px;margin:0 auto;padding:80px 24px;display:flex;flex-direction:column;gap:80px}.effilo-refund__section{display:flex;flex-direction:column;gap:20px}.effilo-refund__section-heading{margin:0;font-family:Anton,sans-serif;font-weight:400;text-transform:uppercase}.effilo-refund__section-num{display:inline;margin-right:16px;font-size:24px;line-height:1.1;letter-spacing:.24px;color:var(--refund-red);vertical-align:baseline}.effilo-refund__section-title{display:inline;font-size:clamp(28px,4vw,36px);line-height:1.1;letter-spacing:.36px;color:var(--refund-dark)}.effilo-refund__section-title-line{display:inline}.effilo-refund__section-heading--multiline .effilo-refund__section-title-line:after{content:" "}.effilo-refund__cards{display:grid;gap:16px}.effilo-refund__cards--3{grid-template-columns:repeat(3,minmax(0,1fr))}.effilo-refund__cards--4{grid-template-columns:repeat(4,minmax(0,1fr))}.effilo-refund__card{display:flex;flex-direction:column;gap:6px;padding:25px;border:1px solid var(--refund-grey-88);border-radius:16px;background:var(--refund-white)}.effilo-refund__card-icon{width:28px;height:28px;flex-shrink:0}.effilo-refund__card-icon-wrap{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--refund-red-10);flex-shrink:0}.effilo-refund__card-icon-wrap .effilo-refund__card-icon{width:20px;height:20px}.effilo-refund__card-title{margin:10px 0 0;font-size:18px;font-weight:700;line-height:28px;color:var(--refund-dark)}.effilo-refund__card-title--sm{font-size:16px;line-height:20px}.effilo-refund__card-text{margin:0;font-size:14px;font-weight:500;line-height:20px;color:var(--refund-grey-25)}.effilo-refund__fee-banner{display:flex;flex-wrap:wrap;align-items:center;gap:16px;padding:25px;border:1px solid var(--refund-grey-88);border-radius:16px;background:var(--refund-cream)}.effilo-refund__fee-icon-wrap{display:grid;place-items:center;width:56px;height:56px;border-radius:50%;background:var(--refund-dark);flex-shrink:0}.effilo-refund__fee-icon{width:28px;height:28px}.effilo-refund__fee-copy{flex:1 1 200px;min-width:0}.effilo-refund__fee-title{margin:0;font-family:Anton,sans-serif;font-size:30px;font-weight:400;line-height:27.6px;letter-spacing:.3px;text-transform:uppercase;color:var(--refund-dark)}.effilo-refund__fee-text{margin:0;font-size:14px;font-weight:500;line-height:20px;color:var(--refund-grey-25)}.effilo-refund__fee-action{margin-left:auto}.effilo-refund__btn{display:inline-flex;align-items:center;gap:8px;padding:14px 24px;border-radius:12px;background:var(--refund-dark);color:var(--refund-grey-98);font-size:14px;font-weight:700;line-height:20px;text-decoration:none;white-space:nowrap;transition:opacity .2s ease}.effilo-refund__btn:hover{opacity:.88}.effilo-refund__btn-icon{width:16px;height:16px;flex-shrink:0}.effilo-refund__lead{margin:0;max-width:672px;font-size:16px;font-weight:500;line-height:24px;color:var(--refund-grey-25)}.effilo-refund__lead strong{font-weight:700;color:var(--refund-dark)}.effilo-refund__split{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.effilo-refund__panel{display:flex;flex-direction:column;gap:20px;padding:29px;border:1px solid var(--refund-grey-88);border-radius:16px}.effilo-refund__panel--grey{background:var(--refund-grey-94)}.effilo-refund__panel--pink{gap:6px;background:var(--refund-pink);border-color:var(--refund-red)}.effilo-refund__panel--dark{gap:16px;background:var(--refund-dark);color:var(--refund-grey-98)}.effilo-refund__panel-stack{display:flex;flex-direction:column;gap:24px}.effilo-refund__panel-heading{display:flex;align-items:center;gap:8px;margin:0;font-size:14px;font-weight:700;line-height:20px;letter-spacing:1.68px;text-transform:uppercase}.effilo-refund__panel-heading-icon{width:20px;height:20px;flex-shrink:0}.effilo-refund__panel-heading--red{color:var(--refund-red-dark)}.effilo-refund__panel-heading--light{color:var(--refund-grey-98)}.effilo-refund__list{display:flex;flex-direction:column;gap:12px;margin:0;padding:0;list-style:none}.effilo-refund__list-item{display:flex;align-items:flex-start;gap:12px;font-size:14px;font-weight:500;line-height:20px;color:#1e1e1ecc}.effilo-refund__list-icon{width:16px;height:16px;margin-top:2px;flex-shrink:0}.effilo-refund__panel-emphasis{margin:10px 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